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Old 07-20-2016, 12:51 PM
NavyNJ NavyNJ is offline
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Quote:
Originally Posted by dewilson58 View Post
I hate debt.

I hate monthly payments.

The effective interest rate on these bonds suck.

If you like debt, if you like monthly payments........get a home equity loan or a mortgage loan and pay off the bond, the effective interest rate will be less.
Plus....if you go with this option (Home Equity Loan, etc.) even though you will continue to have payments, at least the interest will be deductible on your federal taxes, unlike the bond interest.