Quote:
Originally Posted by Joejohnson
Yes, it does in a way. Village Health Care has made the call to not allow anyone that turns medicare eligible after 1 Jan 17 to stay unless they convert to UHC Advantage. My wife turns 65 in Aug 2017; hence she is out. She will b allowed to stay until she turns 65 in August 17, but then when she turns Medicare eligible, she is automatically Tricare for Life. As I keep trying to explain to knitter, she would have to give up her Tricare for Life and sign up for UHC. If we had an insurance with co-pays and other high costs, we would consider changing, but even then it would not be for a substandard company like United health care. UHC may be an improvement for many people, but there is no comparison between the benifits of United Health Care and Tricare for life. If she was 8 months older, we BOTH would have been grandfathered in and we would have stayed. The Villages Health is WONDERFUL but not with United Healthcare Advantage.
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Have you spoken to a Tricare rep? We investigated our options as we expected to have to choose between staying with Tricare for Life or UHC. I spoke to a rep for TFL and was told clearly that going to UHC only affected Medicare and the TFL drug plan. Essentially, TFL was separate from my Medicare coverage and unaffected by choosing an advantage plan (except for the drug coverage). If I left UHC and let TFL know, they would restart my drug plan. I was going to find out if I went with UHC, would TFL cover my co-pays. But before that happened, I found out I could stay with Medicare/TFL, at least for 2017. We'll see what happens after that.