Quote:
Originally Posted by rubicon
We also have that plan and we were told if we left the plan and then wanted to return we would be subjected to ïnsurability rules (ie subject t pre-existing conditions exclusions).
We have been with this plan for several years and it has worked well for us
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That's correct, unless you lose your insurance plan INVOLUNTARILY. We left our previous plan voluntarily five years ago and had to prove insurability. I applied first, then my husband applied after he could answer the health questions satisfactorily. So if you switch to Medicare Advantage you won't be able to return to Medigap if you wait until your health deteriorates.