Talk of The Villages Florida - View Single Post - Health need check and read
View Single Post
 
Old 07-21-2016, 07:47 AM
Carla B Carla B is offline
Sage
Join Date: Mar 2008
Posts: 2,807
Thanks: 53
Thanked 725 Times in 389 Posts
Default

Quote:
Originally Posted by rubicon View Post
We also have that plan and we were told if we left the plan and then wanted to return we would be subjected to ïnsurability rules (ie subject t pre-existing conditions exclusions).

We have been with this plan for several years and it has worked well for us
That's correct, unless you lose your insurance plan INVOLUNTARILY. We left our previous plan voluntarily five years ago and had to prove insurability. I applied first, then my husband applied after he could answer the health questions satisfactorily. So if you switch to Medicare Advantage you won't be able to return to Medigap if you wait until your health deteriorates.