OP should stay with the plan that best works for them.
If it ain't broke, don't fix it.
Everyone has to decide what plan best suits their needs based on facts. The only variable is, if one has a MA plan, trying to project one future needs, if they think they are going to start being unhealthy, may want to switch to original Medicare with a supplemental plan.
Someone mentioned to me that if I have had an MA plan for several years, switching to original Medicare with a supplement will be denied. Hmmmmmmmmmmm....... need to check the info out more closely going forward.
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"It doesn't cost "nuttin", to be nice".  MOM
I just want to do the right thing! Uncle Joe, (my hero).
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