[2BNTV]

Originally Posted by inthemindofanurse

It absolutely amazes me the way some people behave. *Begin rant -Those of you that are infuriated about the TVH insurance change should educate yourselves a bit before showing your rear. Hopefully you have kept your letters about how you were grandfathered in for the rest of the existence that TVH has their doors open! Come on folks, be realistic. At the time of that letter there was no plan to go to only UHC MA. You were not conned. You were not lied to. You were not deceived. You were told that for the time being you would be taken care of. Things change. As far as TVH being money hungry devils....well, just an FYI they lose millions, yes plural, of dollars a year by accepting the other insurance carriers. Why, do you ask? Because in order to provide 30 minute appointments, in order to ensure that if you are in the hospital one of the TVH doctors see you, in order to ensure that there are 30 + open appointments available for call ins, in order to ensure that all of your care is coordinated through your primary, in order to ensure that you are taken care of and pampered the way you are-INSURANCE HAS TO PAY FOR IT!! BCBS said heck no, Cigna said not a chance, Humana wasn't biting, Aetna said no thanks. United Health Care said yes. These other insurance plans WILL NOT pay for these things! Please explain how TVH can continue to provide a 30 min appointment and only get paid for 12 minutes of it?! Will you accept being told they no longer offer 30 min appts because your ins will only pay for 10? No, you won't. Will you accept waiting 2 hours for your 10 min appt because the office had to schedule 30 patients for that doctor just to make the money to keep the doors open? Doubt it. At the end of the day you are just being whiney brats. TVH has not changed. They are still the best patient centered medical office in the state of Florida. They want nothing more than to continue to be the best and treat YOU, yes YOU the best. But open your eyes and realize that this kind of care has to be paid for. Like I said, MILLIONS of dollars lost. MILLIONS of dollars in the red! No, it's not so your doctor can drive home in a Mercedes. No, it's not so the medical director can get a yacht. No, it's not so the CEO can go skiing in the Swiss Alps. The whole world can't go into poverty so you can continue to sit pretty on your pedestal getting your butt powdered! - *end rant

Originally Posted by villagetinker

There is a LOT of misinformation being spread (probably on both sides), but I spent almost an hour at a UHC healthcare office getting answers to my 23 or questions. Came out with a much better understanding of what I may or may NOT be giving up by dropping supplemental and going advantage. Next step is to go over this with SHINE, then wait until Oct 1 for the revised books.
BTW, there are THREE (3) insurance plans accepted by TVHS (not including the commercial/government plans), HMO1. HMO2, and PPO, in increasing monthly costs as listed. I have the three books and am just started comparing the plans to the supplemental we currently have.
There is coverage when you travel for emergency care, some coverage if you have a health problem (urgent care) while you are out of network. For those of you that are dual residence, there is the Passport system for 37 states (you need to check to see if you are covered).
While I do not like the way this was handled by TVHS, there are pluses and minuses on both sides. ALL of us need to actually ask the questions that are important to us as individuals, and determine which plan is best. Be very careful of generalizations, as what works very for one may be a disaster for another.
Hope this helps.

A very balanced point of view.

Originally Posted by golfing eagles

Actually, I think her "rant" was an excellent factual counterbalance to the primarily emotional response that has been dominating the threads on this subject. As rants go, I'll give it a 9.8/10

Spot on.