Wow! I've read some pros, some neutrality and a lot of cons on this insurance change; people, if the developers are doing this for The Villages, they were here long before you, with their decisions and they will be here long after you, with their decisions. You either stay status quo and find a new physician or change your insurance and stay with your physician; time to move on and get over it. Full disclosure, we have Federal Government BC/BS and can stay where we are but my mother-in-law will have to make changes; it is what it is, my wife is having to make the changes for her, but life goes on.
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