Quote:
Originally Posted by ValSetz
When I signed up for Medicare 3 years ago, I was told that if I initially signed up with Advantage and then later on wanted to change to Supplemental that my medical history would be considered and I could be denied. Not sure if this is true or not but it made an impact on my choice. Anyone from SHINE that can verify whether this is true or not?
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I'm not with SHINE but it is true. I know this because we chose to drop an unsatisfactory employer-sponsored PPO plan for a supplement a few years ago. Approval by the insurance co. that provided the supplement required answering several health questions satisfactorily.