gerryann: You may be right but for reasons not due to Obamacare, YET. I just looked at the Medicare book for 2016. On page 103 it states: "If you had a Medigap policy before you joined (Medicare Advantage) and aren't happy you have special rights to buy a Medigap policy if you return to Original Medicare within 12 months of joining (the Advantage plan)."
However, in another paragraph on the same page it cautions, "In most cases, if you drop your Medigap policy to join a Medicare Advantage Plan, you won't be able to get it back." Maybe that must have something to do with the 12-month limitation and is why we had to go through underwriting when applying for a supplement.
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