Quote:
Originally Posted by tedquick
While I had heard some horror stories about the Advantage Plan, my wife and I, after a lengthy discussion with our insurance agent, switched to it and have been quite happy. We also saved a substantial amount of money, that is so far we have. If and when something serious happens and it tends to as we age,  that might present us with a whole new picture but for now we are both very pleased with the plan. |
Just pray you don't get sick. HMO doctors, networks, referrals and refusals to cover tests and surgery. know this from experience. I would rather pay my premium every month and know that I can go to any doctor, anywhere in the world and pay nothing!