Tom,
We just move here from Colorado where I was on a Kaiser Medicare HMO with Tricare secondary. It was fantastic. A surgery plus radiation and numerous tests and specialty visits. Not one co-pay or bill. Moving here I had to explore the alternatives as Kaiser is not in Florida. After talking with quite a few reps from various health organizations, the consensus is that TFL is the best there is here. I have no experience with it and have my first Dr visit upcoming. I only hope it is as good as they all say because Kaiser is a tough act to follow. I especially hate having to search around for doctors and specialists not knowing any in the area.
Goos luck
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