[trichard]

Originally Posted by Bonnevie

I also have Fed BC/BS and it is very expensive compared to the advantage plan. I am currently in good health and you can look at it as spending thousands more dollars for nothing. However, I am paying for "insurance". If I don't have any claims, then I am paying a lot for nothing. Right now, I'm paying a lot for nothing. But when I needed hearing aids, I paid nothing for them as they are covered under BC/BS. I'm not getting anything for the car insurance I pay every 6 months if I don't have any accidents. but, if something serious happens, I'm covered. Just like if I totaled my car.

You have it right!