Just a comment to ponder on this thread.
Are you aware, there is no such thing as an Accident? In every case a rule or a law or a restriction was violated.
Have you heard that while Texting (See it a lot) a nice lady had an Accident?
No, she did not have an accident, instead, she brought a foolish or unlawful or stupid activity into her car while driving. This is tantamount to asking for major damages or death. bbbbbb
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