I have read everything that you posted. I have no current experience with Mayo but have been told by agents that they accept Medicare. I have also been told that they do not accept Medicare asignment ( what Medicare pays). Some Medigap plans pick up the overcharges and some do not. Plan "N" does not, Plan "F" does. Even if someone was treated there last month I would still call the Mayo Clinic and ask them myself if I was going there and tell them exactly what insurance I have and what medigap plan. Good luck !!
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