[villagetinker]

Originally Posted by gerryann

I agree with this completely. However, in your (Sheldons) situation.....if you had a Medicare advantage at the time, wouldn't the out of pocket max (which I'm assuming would have been met) been (or equal to) the monthly payments of a secondary (medigap) policy?

I'm trying to make a change and trying to figure out the best way to go.

Gerryann, (and others reading these posts):
Contact SHINE, ask them your questions they will provide an UNBIASED review or information on the various plans. There are potential 'gotchas' on both sides. If you go with an ADVANTAGE plan, you may have difficulty getting back to a Supplemental plan. If you go with a supplemental plan, you will have a monthly cost, BUT YOU CAN GO ANYWHERE (except VHS). Way too many other items to list here. SHINE will be a great help. I am not sure if you will get the same UNBIASED info from the villages health care offices.