[redwitch]

Hi agra and welcome. I can't answer all of your questions and I won't even guaranty my accuracy on the others, but thought I'd at least greet you (sides, it beats having to go grocery shopping).

Anyway, from what I understand the "family" areas are for TV employees. To live in TV itself you have to be at least 19 years of age. I don't think there are any exceptions to this. Honestly, even with the high school here, I doubt I would want to have my child living in a retirement community. You're bound to have at least one neighbor who will object to her having friends over, teens driving with music too loud, etc. It wouldn't be all that fair to her.

I don't know about the insurance differences for manufactured vs. villa, ranch, etc. Villas are site-built. They're not pre-manufactured.

The amenity fees include use of all rec centers, access to the exec golf courses. In addition, some of the funds should go to a fund for repairing community property such as mailbox center parking lots, rec centers, etc. I'm sure others will have more info about other things covered.