Quote:
Originally Posted by goodtimesintv
I like what you wrote. But the real problem is that under your proposed system, Aetna and all the others like it are going to keep on charging as they wish, because their most lucrative business will still come from the federal government and Congress employees who fought tooth and nail (during ACA mandate making)......to keep their 20+ PRIVATE plans with us paying about 70% of their premiums for them.
See plan comparison list here, and then see "Premiums" in the menu:
Health & Insurance : Plan Information - OPM.gov
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No, Aetna could only charge the rate the government established as its cost to provide coverage, and that payment would come from the government just as Medicare Advantage plans are paid now. Except no networks, no excluding Mayo, none of that. They could of course have a higher cost plan where instead of 800/mo, they offer a 1000/mo plan where they get 800 from the gov't and 200 from you. No tax benefit to you or an employer for that additional cost.
And yes, we need to vigorously prosecute Medicare frauds and yes we need to allow the Gov't to negotiate drug prices. None of that alters the basic arguments in favor of universal coverage, which was not allowed into the ACA at the insistence of the big insurance companies.
For more information on it perhaps read:
United States National Health Care Act - Wikipedia, the free encyclopedia