Chas,
I think its a Florida Thing (well, at least a South Thing anyway). Gutters just aren't all that important, except at the entrance. Builder, at least when we bought in May '07, provided gutter & downspouts at the entry only. As you look TV homes, you will probably notice that most do not add gutters all around the house, as is customary "up North".
Hope this helps. Have a wonderful time in October, that is just about the best time of year in Florida.
