Talk of The Villages Florida - View Single Post - Insurance
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Old 09-09-2016, 12:00 AM
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Example, Let's say you went to your primary care physician, Medicare by itself will cover 80% of the bill and you're responsible for the other 20% and the doctor charges Medicare $300, your cost for that visit is $60. With a Medicare Advantage plan when you see your doctor you have a flat copay of $25 the only catch with having an advantage plan is staying within the network of doctors, so if you live in The Villages can see a doctor in the network then you're covered and the plan doesn't cost you a dime to have it and in essence will help you save money. With original Medicare if you have to have a major surgery and it costs $100,000 you're entitled to pay $20,000 there isn't a cap aon amaximum out-of-pocket, with an advantage plan there is a cap at $6000 a year and once you meet that the plan pays 100% of your medical bills for the rest of the year. So there are more Pros then cons with having an advantage plan