Just one example - A woman I know was diagnosed with a rare cancer , only one DR in the US specializes in this cancer, he is on the west coast, with the medicare you now have you could make an appt and see him with no problem. That to me is the advantage or Medicare, you don't have to ask anyone or if the DR or facality is in network. I worked for UnitedHealth 20 yyears, I would never tell anyone to go on to an HMO, ppo maybe, but even if you are very well now , what will tomorrow bring? The last thing you need if you have some sort of condition is problems getting to the Best Dr.
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