Tricare
First of all, having Tricare for Life is the holy grail of insurance plans. We would never give that up for an HMO with no advantage and plenty of restrictions. We've had numerous medical sources and Veterans Services Officers assure us that what we have is far superior.
Second, why should we "switch" when we EARNED our coverage by serving our country?
My hubby is on Tricare Standard and he got his 'dumped by TVH' letter because he doesn't get Medicare/Tricare for Life until after DEC 31. He has already found and seen his new pcp and he likes him.
I already have Medicare and Tricare for Life and my letter stated that I don't have to change anything. So, I'm 'safe' for now. However, it's only a matter of time before we TFL people get dumped as well and I'm not waiting around. I also have lined up a new pcp already.
If hubby isn't good enough for TVH, then I don't want to stay there either. It was nice while it lasted, but we are moving on. We know we'll be covered whenever we travel and we get to choose our doctors and specialists. No preauthorization required.
My advice for folks who have TFL and use TVH; run, don't walk, in the opposite direction.
Hope this helps clarify a few things.
Sorry if I ranted. I thank my lucky stars for our benefits and for the VA, who has always treated me very well. Peace.
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