No matter how many times this comes up, people still mis-quote the law. Possibly 80% of the people cannot remember what happened a week ago (me included  ).
Nothing to do with ownership, nothing to do with population, they do not HAVE to allow 20%. Anyway, see question #3 here:
https://portal.hud.gov/hudportal/doc...d=DOC_7769.pdf
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Photobucket has changed their site from free for years to now blocking your photos, shame on them and will have to find new way to post albums I have.
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