Look out for these so called money managers-the only time I ever lost money is when I had a managed account with Smith Barney, most of people are actually better at selling then managing.They get 1-2% for playing with your money; but, they really get the big $$ from selling in house leveraged securities--big commissions.
If they're so smart, ask them , why are they still working
Look in your mail boxes-if you want you can get at least 1 free meal a week, go to these seminars & never sign for a thing--also, IMHO--stay away from annuities-costs to buy in & costs to get out--a sucker bet
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