We had that happen to us as well (our house is 8 yrs old) this past year. We called T.V. to ask who we should have to investigate this issue. They gave us the name/number of Water Restoration and they came out with their dehumidifiers and fans. Yes, you will need to have your flooring (probably not all of it, depending on the damage) pulled up and re-done. Homeowners INs. should take care of it....but 1st call the Water Restoration folks and they'll walk you through what needs to be done. They were VERY helpful for us.
Have some kind of "reminder" on flushing that pipe every so often (we forgot)...it's just a bit of bleach and it will take care of things.
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