I also have a ny state insurance plan from a government employer.under my plan if i leave i am banned for life. Was advised by tv health insurance agent not to take tv health medicare advantage plan 2017 version. Plan has many hidden costs & they are already planning a 2018 plan. Of course members of the 2017 plan are not privy to these changes as they may be detrimental & cost them more money. $0 dollar co-pay falls under the saying if is sounds too good to be true it is.
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