The deductible is typically 10%. You many find lower values if you shop around, for example State Farm.
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Originally Posted by Sandtrap328
I would also like to remind you that you definitely should get golf cart liability insurance. An umbrella policy is often a wise investment in a lawsuit-happy environment.
Hurricanes are covered in the standard homeowners policy when living this far inland. Living on the coasts is a different matter.
The sinkhole debate will keep going on. If you do get it, the deductible is usually 2 percent of the insured value of your home. Depending where you move in The Villages (by a lake or pond, newly developed area), it is very unlikely you would need it but that is a personal choice. Catastrophic ground collapse is covered in the standard policy with the standard deductible.
I use the services of Sandy Manion at Villages Insurance.
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