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10-20-2016, 05:57 PM
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Sage
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Join Date: Aug 2009
Location: NJ, NM, SC, PA, DC, MD, VA, NY, CA, ID and finally FL.
Posts: 7,850
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Quote:
Originally Posted by l2ridehd
Good advice. I have used Vanguard for many years and they do an excellent job. The Wellington and Wellesley funds are two of the best in the industry and there index funds are some of the lowest expense ratios available. However I also use Fidelity and Schwab on a somewhat limited basis for speciality products. It's hard to beat the Schwab investor checking account with a debit card. No fees anywhere in the world and VERY competitive exchange rates for other currency. If you travel out of the US anywhere that one card is the least expensive way to handle foreign exchange and ATM's
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I retain lesser accounts at brokerages other than Vanguard as well. The Schwab debit card is unbeatable to my knowledge, both in the USA and abroad. It even refunds me the $5.00 ATM fees that the developer's Citizen's First Bank charges for out of network cards in The Villages.
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