Re: Hypothetical Situation re: grandchildren
sbm,
Your situation should be fine...you and spouse would be owners and would get residents' IDs. Son, if he establishes his Florida residency at your house, can also get a TV ID and get full residents' privileges (he'll have to use the family pools for 6 years before he's eligible for the adult pools). I've seen a number of instances of adult children living here with their parents.
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Maryland (DC Suburbs) - first 51 years 
The Villages - next 51 years
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