Talk of The Villages Florida - View Single Post - Any flood or flood insurance issues in
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Old 11-01-2016, 11:16 AM
biker1 biker1 is offline
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Not exactly correct. Everyone is in a flood zone. The real question is "which one". They typically have letters in the name. This is fairly easy to research. I would not be concerned in The Villages, but whatever lets you sleep at night you should do.


Quote:
Originally Posted by UpNorth View Post
Not expensive unless you are in a FEMA flood zone. Tried to sell my parent's small house after they passed away and the buyers found out that FEMA recently put part of the garage in a flood zone. Mandatory flood insurance for a government-backed mortgage was $2400 per year (in ADDITION to the regular insurance), Killed one deal after another, until I got an elevation survey on the house itself ($1000) to put it above the flood zone. Finally sold the house, but a lot of better offers were left on the table. Make sure you do not buy a property in a FEMA flood zone.