Quote:
Originally Posted by bagboy
The OP has a very real dilemma. They will both need to purchase health insurance. Other than aquiring insurance with Florida Blue, through the ACA Marketplace, what do you or your wife suggest they do?
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Simplest solution - decide if the "fine" is lower than the cost of coverage. If you need a major medical policy so be it.
From there, keep an address in the home state if there is coverage there...and keep it.
Anyone who is so hoodwinked to think that ACA is a good thing needs to really catch up with reality. Just because you have a card that says BCBS or United does not mean that any provider needs to accept it.
Remember, with ACA if you cut your thumb at home...that is NOT a health insurance claim, that is a Home Owners claim.
If you cut your thumb at your neighbors, that is a claim on THEIR home owners/renters policy.
If you hurt your thumb at work...that is a Comp injury.
If you hurt your thumb in the car...Auto claim.
COBRA is never ever not even slightly a good idea for 99% of the population.