I use Allstate for home, auto, etc and they told me that Allstate does NOTcover golf carts driven by a renter. The cart is covered, but not if a renter is using it. They said if I want to include it with the rental, it is on me and if something were to happen, we should just say the "renter" driving is just a friend ("wink wink").
I didn't feel comfortable with that, so no cart included with our rental villa. If there was a fatal accident and investigation, I don't want to be on the wrong side of that situation.
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