Talk of The Villages Florida - View Single Post - Any new info on golf cart insurance with renters?
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Old 12-15-2016, 02:41 PM
Fraugoofy Fraugoofy is offline
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Quote:
Originally Posted by Villageswimmer View Post
Maybe, but how do you define "the business?" Since the business relationship revolves around renting the house, isn't that the business? Seems to me the golf cart is ancillary to the house. Could you lose the house?

If someone were seriously injured/killed, the lawyers look to anyone, including entities, to sue. The deeper the pockets, the better.

That said, I'm sure your attorney knows what he's talking about. If your insurance agent provided assurance that you're liability is covered under this arrangement in writing, I guess you're good.

As I've said my State Farm agent will not write a policy like this.

Would you mind sharing the name of your insurance company?
If you do a search on this very website you will find loads and loads of information on this topic. Several others have more information than I do. I put my carts into an LLC with the help of Mclin and Burnsid (you know them if you closed on a house through The Villages). I am confident they know what they are doing. Once you get that far, PM me and I can explain what else I did. I use Ocala Insurance. The process is time consuming and expensive. My renters are still not covered, so for many people this would not be worth it...for me, it was.

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