Quote:
Originally Posted by ColdNoMore
If you sold the cart, regardless for how long, it is no longer legally yours and it now has a new owner...so I can't see where any 'insurance scam' comes into play.
I'm not saying it is a workable (or even legal) solution...just throwing some 'out-of-thebox' thinking for consideration. 
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In order to buy an insurance policy, you must have an insurable interest in the car, cart or whatever. How would you explain to your insurance company that the policy you have, actually insures a cart owned by somebody else? "My friend just got in a wreck in his golf cart and it's insured by me"? That won't work.