Quote:
Originally Posted by ColdNoMore
I assumed (bad idea I know), that it obviously would be incumbent on the person leasing to provide the insurance (and proof of such)...before the lease was valid. Not that you would be carrying the insurance on it.
Having never leased a vehicle myself, I once again 'assumed' that the lessee has to show proof of insurance to the dealership...before they could take possession. The landlord might even be able to discuss this with their own insurance company and have the documents and premium price ahead of time.
And yes, I realize that this may be convoluted, a pain in the arse... and I'm not even sure if it is feasible.
I simply suggested a method by which maybe a landlord could let their renters use their cart (now technically the renters cart)...while still being legally protected. 
So call me crazy, but I hardly think it would hurt...to at least look into it. 
If it's possible, it would sure beat being hung out legally...and all the financial grief that would cause. |
IF the renter "leases" the vehicle, you are still the owner. Leasing doesn't transfer ownership. So you haven't accomplished anything. Policy stays in your name and there isn't coverage no matter what you discuss with the agent. You own the cart.
Some months ago the Villages Insurance wrote a definitive article on golf cart insurance for rentals stating nobody insures the cart on a rental. They stated they were in the process of working with an insurer or insurers to try and get a policy which would provide coverage for such use and is most likely what the OP of this thread was referring to.
This issue has been beaten to death and nothing has changed. Coverage doesn't exist for carts rented to others or subject to a rental agreement of any type.