[marjean]

We have Capital One too, and I love it. We get a point for every $ of purchases, and we can use the rewards for anything, including cash or just apply the credit to our outstanding balance. That way you can use the rewards to pay for a plane ticket, or anything else you may want to buy or pay for. To me, that's the most versatile. And, it is like double dipping if you use it to pay for airfare...you still get credit for the flight. To me its the only card you need. We used to have a credit card for an airline, one for GM, etc., now we use just one and get all the same benefits.