No one has mentioned the cost of homeowners insurance in this thread, but it is a hefty consideration if you are thinking of moving to a coastal county. In Florida, the wind premiums in coastal counties are prohibitive plus you have to consider the age of the dwelling. If you purchase a home built before the building codes changed, (which happened post 2004-2005 hurricanes), and live in a coastal county, your homeowners insurance could be roughly ten times what your premium is in The Villages.
We know. We lived in Pinellas County before and after the hurricanes. More than five miles from the Gulf of Mexico. House built in the 80's. We left in 2012. For a comparable home value to TV, the year we left, we paid over $10,000 in homeowners insurance and $6,500 in property taxes. We live in a newer home now and our premium is a little over $1,000.
I am free to visit a coastal county any time I want to. I just don't want to pay for that privilege anymore.
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