Thanks to all for your responses.
It's a relief to know that there are others with similar issues. I'm trying to be optimistic about the year ahead, and all that must be accomplished, but can't help being somewhat discouraged about the housing market since we must sell before the relocation next year. Some say timing is everthing, and although we couldn't have predicted the economy today three years ago, we will move on with our life. Can't wait to be a full timer in TV!