Talk of The Villages Florida - View Single Post - health insurance
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Old 01-18-2017, 07:36 AM
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The house and senate should lose their health insurance until they come up with and pass a viable plan. It should include no prexeisting conditions and be non-cancelable An icicles change in hell of this happening.
A VIABLE plan? Covering preexisting conditions? Non-cancelable?

It'll cost a family of 4 about $6,000 a month.

WHY is health insurance so different than homeowners or car insurance?

If you're careless and like to leave the house with food cooking, you've burned down a few houses already...WHY should your homeowners insurance be the same as people who are more careful? Why should THEY be FORCED to subsidize you?

If you drink and drive, speed, drive recklessly (call it a preexisting condition), WHY should your insurance be the SAME as everyone else's? Why should THEY subsidize you?

Same with health insurance...I already told you an average person living to 66 will use about $1 million in "healthcare costs". That works out to a monthly payment of $1,250 EVERY month...all 800 of them just to equal the $1 million used. A family of four will use $4 million in their lifetime...REQUIRING as a MINIMUM $5,000 a month...EVERY month...just to pay the actual costs...not including administrative costs and profits.

YOU CAN'T COVER EVERYONE at an affordable rate.

You can't cover 50 million poor on the backs of the few workers that are left. You can't subsidize "multi million dollar per year" preexisting conditions. Some people REQUIRE more and therefore should pay more. The obese shouldn't pay the same rate as a fit person. A heavy smoker or drinker shouldn't pay the same rate as someone who looks out for their health.

The ONLY way to make it "viable" is with death panels...for the newly born who won't get lifesaving, for the rest of their life, expensive treatments. And the old who are living on bought time. Many people use over $1 million in healthcare costs their last year of life. Money futilely used to gain a few months of suffering.

Give people the right to die in dignity and you'll save a ton of money. People know when it's their time. Their children are the ones who don't.