Talk of The Villages Florida - View Single Post - Golf cart insurance
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Old 01-19-2017, 08:33 AM
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Y5clm Y5clm is offline
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No 'bad' marks on my driving record. I just don't have one now. I can't pass the eye test.
The villages insurance said non linse persons are covered on my Formost Golf Cart policy.

However, if a doctor has said I should not drive a golf cart they may deny the claim.

I wonder how they would research THAT. It is so subject to opinion and frankly I take it to mean I may have issues getting the claim covered if I should ever need this.

Now what does that mean to everyone else? It COULD mean that if you had an accident on your golf cart, the insurance company may say they won't cover your claim if you have a condition they determine that may lessen your ability to drive. It could mean arthritis that slows your movements, it may mean hearing loss because you can't hear other carts or cars. it may include medicines that slow your thinking like benedryl.

I say it is a slippery slope to allow insurance company's to deny a claim if it isn't specifically in the fine print.