Originally Posted by Guest

And you PAY for them. They didn't "add them for free". And that's what you want...things added for free. How can the insurance company pay for your future bills if you don't contribute enough to cover it? Someone else does...their premiums MUST go up to cover the cost.



What if I had an accident every day because I don't give a damn because I have "great insurance" that is cheap because YOU subsidize me? What if I'm costing the insurance company $20,000 a day? For life...because I refuse to drive safely. Should my premium be the same as everyone else's? That's exactly what you want...EVERYONE pays the same "low rates" irregardless of how much they're costing.

A "preexisting" medical condition is like a habitual drunk driver...they're going to cost the insurance company more. You're just trying to socialize everything. It shouldn't be done that way. You cost more...you pay more. And expecting an insurance company to cover you when you have a condition that costs $20,000 a month is insane. YOU cover the cost or you die. It's how it must be. We can't afford to be spending million per person on healthcare.