[2BNTV]

Originally Posted by villagetinker

I agree with Chi-town, SHINE has multiple one on one meetings each month at various locations. They offer an unbiased review of the various plans available. If you search this site, you will find lots of info and misinfo. We found SHINE to be very helpful.
Also, if you are not aware, the villages health system only accepts their Medicare ADVANTAGE for the primary care doctors. Specialists still accept Medicare with supplement insurance. The local UHC offices will be glad to provide you with info on the (3 I think) ADVANTAGE plans available.
Be sure you understand the consequences if you decide to go with an ADVANTAGE plan and then want to change back to a SUPPLEMENT plan, there are potentials pitfalls.
Hope this helps.

Originally Posted by dietpepsi

what are the pitfalls you speak of????

I was informed by a SHINE rep, the only pitfall if one is on an advantage plan and want to go to Medicare plus a supplemental plan, is the supplemental plan will not accept you, if you had a condition that still needs treatment as they will not want to pay the costs involved. If one has gotten over an illness and is still healthy and has no known medical problems, one can switch.

I personally would need to check this out further if I ever decide to switch over as the advantage plan works for me.

Everyone has to decide for themselves as this is a personal decision and it is a slippery slope. Most people who want peace of mind stay on Medicare with a supplemental plan even if it is more expensive.