Quote:
Originally Posted by retiredguy123
I think a bank will only cash a cashier's check immediately if you have an account with them. The bank's position is that they are acting as your agent to attempt to retrieve the money from the original bank, and you are responsible if the check is fraudulent. Otherwise, the bank would have to contact every originating bank for every check they cash. Way too time consuming, and customers would take their business elsewhere. Anybody can print out or copy a fraudulent cashier's check.
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but presumably the buyer will be using a cashier's check issued by a bank that is nearby (or that would be very suspicious) so you can go to a branch of that bank and they should be able to tell you there and then whether or not it is fake?