Your insurance premium MUST be greater than what you will/are anticipated to use in a lifetime. Since we average about $1 million per person...it comes out to over $1,000 per month for 960 months...or 80 years. There is NO CHOICE other than $1,000 a month+ payments without someone else subsidizing you.

How do you bring the costs down? EVERYTHING gets cut in price. Material, equipment, salaries...all must come down. Malpractice insurance costs ARE high...because doctors get sued a lot...because doctors make mistakes. The medical industry is the 3rd leading cause of death.

what percent of deaths due to medical - Google Search