[Mrs. Robinson]

Originally Posted by Villager Joyce

Siding is less expensive to purchase. It would take many months IMHO to make up the difference in price to purchase by potential electric savings. Also, you have to paint stucco. I'm a siding person. Does it show?

If you are speaking about vinyl siding -- yes -- that is less expensive than building a concrete block & stucco house.
However, depending upon what siding is used, wood siding is far more costly than CBS.
There are some houses in Florida which are stucco over frame.