Talk of The Villages Florida - View Single Post - Healthcare is complicated, "who knew!"!!!!!
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Old 03-24-2017, 06:55 PM
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Default It is actually very simple

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Originally Posted by Guest
Maybe, just maybe, the next bill can be non-partisan and these congressman do what they were elected to do. Hmmmm!, that's a thought!!!
1. Like most things people want but they want someone else to pay for it.
2. The concept of let the government pay for it is a distortion of reality. What you are saying is let my neighbor pay my bills.
3. We refuse to deny care to those that are not self responsible to be certain that they can either pay for their care-SELF INSURE or they pay for insurance. Unless they are forced to have the ability to pay-either a bank account or insurance and as long as we refuse to deny care, unless YOU have savings there is no reason to be responsible so simply people will not be responsible.
4. PERSONAL EXPERIENCE-we retired before reaching 65.
We went onto cobra for 18 months and then had to either SELF INSURE or get private heathcare insurance at a cost of 12,000. I thought about just paying any bills as we never had a year where we spent 12,000. FORTUNATELY WE DECIDED TO PAY FOR THE INSURANCE. I spent four days in the villages hospital. THE BILL FOR FOUR DAYS WAS 50,000. The bill was paid in full by AETNA for 30,000.
WHY WOULD IT HAVE COST ME 50,000 WHNE AETNA PAYS 30,000 AND THE HOSPITAL CLEARLY MAKES A PROFIT AT THAT. I do not object to the hospital making a profit BUT
charging a person without insurance almost twice as much is obscene.
5. We simply do not have the will to make things better.
First of all we pay twice as much for medical care as the other industrialized countries. The results, life expectancy is about the same. I've read that lawsuits increase the cost of medical care in the US by 30%. These numbers are of course guesses by people who have a vested interest BUT right there is more than half the extra cost of our healthcare.
All of us, could find something to do with the money we spend on health insurance-a nicer car, a great vacation, a boat, give it to the kids or whatever. So long as people can, yes, steal care, they have no reason to buy insurance. Hard and heartless as it will seem to many of you, we need to deny care to anyone that thinks it is ok to steal your care from your neighbors.