Most homeowner policies typically exclude several types of natural disasters, such as earthquakes, other forms of earth movements such as sink holes and landslides, floods, septic system/sump pump overflows and backup, hurricanes and nuclear incidents.

Certain geographical areas in the U.S. are considered high risk for hurricanes, tornadoes, windstorms or floods. Special catastrophe insurance is available for specific natural disasters such as flood insurance, storm insurance for hurricanes and tornadoes, earthquake insurance and volcano insurance.

So to answer your premise; Nope! Typical home insurance does not cover "Storms".