[Sable99]

You have to be so careful these days. About 4-5 years ago my mother got a call from a bank's Fraud Department asking if she had moved to another state. No! It turns out someone said they misplaced their card (Mom's, that is) and wanted it sent to another state. Mom's card was not activiated and in a drawer in her file cabinet! The Fraud Department thought it was an inside job at the bank! This year, a guy from the same state they wanted the card sent to has opened over 12 checking accounts in Mom's name and our address! The Texas address shows up on her credit bureau report. My almost 93 year old mother googled the address and got his name, phone number and the make and vin number of his car! He is opening the checking accounts online so the financial institutions don't notice it for a few days. We usually find out the accounts are opened when Mom gets Welcome Packets!

By the way, a Lifelock agent suggested googling the phone numbers in letters from financial institutions to see if the institution is legitimate.

Also, the Lifelock agent suggested getting your credit bureau reports on a quarterly basis. They suggested alternating the three since they allow you one free report a year. For example, order Experian one month, four months later order EquiFax and four month later order Trans Union. Next year, do it again!