Not sure what submarines have to do with golf carts.
The problem is old folk. Some think they still have their 20something reflexes, some refuse to give up driving a cart even though their reflexes, eyesight and hearing are that of a child around one year old. Some old folks think it's their right of way you you'd just better beware. Others are on the cell phones, have speakers way to loud and dog on their lap. The common sense they hopefully learned growing up has gone a.w.o.l.
Seat belts or no seat belts...the accidents and injuries will happen. The gov't already tells me I have to wear one in a car. I don't want them telling me I have to use one in a cart. And who would police it being used???? I wear a helmet bicycling...many do not. Their choice.
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