We have a Gardenia also, ours is stretched but bills are similar, we have a hot tub/spa that is used several times a week, and I changed all of the light bulbs to LEDs. As I understand it, the block homes are well insulated. We had Frank DeAngelo inspect our home for the 1 year warranty, and he did find 1 or 2 insulation related problems, these were fixed, and some additional insulation added.
I did love the changes in the thermostat...we have ours set 72 to 78, and during the spring and fall it is usually off, as we have the windows open, like now!!
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Pennsylvania, for 60+ years, most recently, Allentown, now TV. 
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