Talk of The Villages Florida - View Single Post - Paying off bond
Thread: Paying off bond
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Old 04-22-2017, 11:05 AM
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Quote:
Originally Posted by 784caroline View Post
Is paying the Bond off a wise decision...probably not financially but there are may other factors one should consider.

-- If you have $15-25K sitting around earning .01% interest and plan to stay in your house for more than 5-8 years and you are in decent health, no immediate financial obligations, ..pay it off.

-- You most likely will not get the money back when or if you sell BUT it will make you house more appealing to a potential buyer not having to pay a bond.

-- What is the value of peace of mind not have a debt owed to someone?
Capital One 360 & other online FDIC banks are paying greater than 2.3% on 5 year CD's. Chase, BOA and others of that ilk pay virtually nothing to keep your money.