We have the UHC HMO plan you reference and it works well for us, but you need to look a little deeper to judge if it is better for you. Consider the co-pays, co-insurance, Rx costs, and your dental and vision needs. If you're relatively healthy, don't go to the Dr often, and take few Rx drugs, then it is great. The Dr visit copay is $40 except for primary care physician which is $0. Every blood test is $19. Some procedures have a co-ins of 20% so for a PET/CT scan that's about $300. The dental and vision coverage is very minimal. Just food for thought so I hope this helps.
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